CALCULATOR

Try it to see if factoring is right for your business. You will need your monthly sales figures, cost of goods sold, and other information to determine if factoring is suitable for your business.

Factoringcalculator

To find out if factoring makes sense for your business, please respond to each question

NEED ASSISTANCE? Contact us to have one of our factoring experts walk you through the calculator.
What is your average monthly sales volume?
$
This suggests your annual sales volume equals:
$
What is your current outstanding balance of accounts receivable?
$
What is the dollar amount of your annual cost of goods sold? (How much does it cost to make or provide your product or service?)
$
Your answer to question #3 suggests an annual Gross Profit Margin of:
%
What is your Company's annual profit margin?
%
Do your vendors offer trade discounts if you pay early?
Yes
No
If yes, how much do they offer in discounts?
%
How are you financing your business today?
Bank
Credit Cards
Family and Friends
Other Loan Sources
What is the annual cost (percentage rate) of this financing?
%
How much more business could your company do if you had money today to buy more materials or hire additional labour?
%
This would translate into an incremental dollar amount in sales of:
$
How many days does it take you to make your product? Or for services, how many days in between generating an invoice?
days
Please note: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical. Calculations are for illustrative purposes only and may not exactly match actual costs. Please contact us for full details. We encourage you to seek personalized advice from qualified professionals regarding all finance issues.